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Buying a New Home in Canada

Canada is counted as the second-largest country in the world after Russia. It’s surrounded by three large oceans and the world’s largest 151,473 miles long coastline. The country is beautiful with both abundant natural landscapes and modern urban developments.

For most Canadians, buying their own home is one of their biggest dreams as real estate is considered an expensive commodity here. In fact, it truly is as the average house price in Canada is $816,720 as of March 2022.

For most Canadians, buying their own home is one of their biggest dreams as real estate is considered an expensive commodity here. In fact, it truly is as the average house price in Canada is $816,720 as of March 2022.

Realtor Groups is the best real estate agency in Canada that helps homebuyers with exclusive real estate solutions and personalized advice. When you contact us, we connect you with the most suitable real estate agent near you who is best qualified to represent you and answer all your questions about the home buying process.

Best Real Estate Agency in Canada

Purchasing a new home should be an exciting experience for you. What you don’t want are any unpleasant surprises that may arise during the home-buying process. As one of the best real estate agencies in Canada, Realtor Groups is dedicated to making home-buying a pleasant experience for you as we work with the most professional, ethical, honest, and competent real estate agents. We make sure you don’t feel stressed about anything and help you with the top-notch representation. If you’re a homebuyer who is preferably looking for a buyer’s agent who could deal with ins and outs of the deal effectively with the highest commitment, you might be just a call away from him/her.

As a real estate agency Montreal, we constantly strive to be the best – always willing to go above and beyond for the clients’ interests. You may want to connect with an agent who possesses a convincing communication style, who has a large sales volume and who is punctual to respond to your messages and calls in a timely manner.

We have a large network of real estate agents and we are able to find one who can most faithfully and effectively represent your interests in a property purchase. The real estate agent will bargain the selling price with the seller’s agent, help in the home inspection and guide you through the closing formalities.

 

Frequently Asked Questions

Canada is known for its open real estate policies for foreigners. If you’re looking to invest in properties in Canada as a non-resident, you definitely invest in it as long as you follow the current guidelines and housing policies. Make sure you work with a real estate agent familiar with the real estate market of the province where you’re buying a home.

There are many reasons to hire a professional real estate agent to buy a home including their expertise, knowledge and ability to simplify the process for you.

A credit score below 560 is considered bad. However, a bad credit score doesn’t always eliminate your ability to get approved. We have a network with reliable mortgage brokers and lenders who can help you with many options.

 

Buying your first home in Canada can be an overwhelming experience as you’re not always well-prepared and have many questions boggling in your mind. The best way to make things easier for you is to work alongside a qualified realtor who will walk you through the process.

Yes, you can purchase a home with zero down payment in Canada. Some lenders can help you get a zero down payment mortgage with higher interest rates. It’s, however, a risky option.

When looking for a home, having a pre-approved mortgage is a huge plus. Knowing the price range you can easily afford will help you restrict your search and avoid being disappointed when you discover the property of your dreams is out of your price range.

Mortgage insurance is a type of insurance that protects a mortgage lender in the event that a borrower fails on payments, dies, or is unable to meet the contractual obligations. Mortgage life insurance, on the other hand, is designed to protect heirs if the borrower dies while still owing on the mortgage.